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Flexible Payment Options

New Floors Now,
Pay Over Time

LA Flooring partners with Klarna to help you spread the cost of your flooring project into manageable monthly payments — so you can get the floors you love without waiting.

Simple 4-Step Process

How Klarna Financing Works

Applying is quick, secure, and won't affect your credit score just to check your rate.

1

Choose Your Floors

Visit our Wildwood showroom or browse our flooring options online. Our design consultants will help you find the perfect product for your home and budget.

2

Get Your Free Estimate

We provide a detailed, no-obligation written estimate covering materials, installation, and all associated costs so you know exactly what you're financing.

3

Apply Through Klarna

Visit Klarna.com or use our referral link to apply directly with Klarna. The application is fast, and approval decisions are typically instant.

4

Enjoy Your New Floors

Once approved and payment is confirmed with LA Flooring, we schedule your installation. You repay Klarna on your chosen plan — no involvement from LA Flooring.

Why Finance?

Benefits of Klarna Financing

Don't let budget hold you back from the floors your home deserves.

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Flexible Payment Plans

Klarna offers multiple plan options including Pay in 4 interest-free installments, Pay in 30 days, and longer-term monthly financing — choose what fits your budget.

Instant Decisions

Klarna's application process is simple and fast. Most customers receive an approval decision in seconds, so you can move forward with your flooring project without delay.

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Secure & Protected

Klarna uses bank-level encryption to protect your personal and financial information. Your data is never shared with LA Flooring as part of the financing process.

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No Waiting, No Delay

With financing in place, there's no need to postpone your flooring project. Get the floors installed now and spread the cost over time with predictable monthly payments.

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Interest-Free Options Available

Klarna's Pay in 4 plan splits your purchase into 4 equal payments with zero interest — you pay only what the floors cost, nothing more, when you pay on time.

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Easy Klarna App Management

Manage your payments, view your plan details, and set up autopay directly through the Klarna app — giving you full visibility and control over your financing.

⚠ Important Disclaimer — Please Read

LA Flooring does not provide, underwrite, approve, or administer any financing or credit product. Financing offered through this page is provided exclusively by Klarna Bank AB (publ), a licensed financial institution regulated under applicable banking and consumer finance laws.

By applying for Klarna financing, you are entering into a direct financial agreement between you and Klarna. LA Flooring is not a party to that agreement and has no role in:

  • Approving or denying your credit application
  • Setting interest rates, fees, or repayment terms
  • Collecting, processing, or receiving any loan or installment payments
  • Accessing, storing, or reviewing your financial or credit information
  • Resolving financing disputes, billing errors, or payment issues

All financing-related inquiries, disputes, and repayment obligations are exclusively between you and Klarna. For questions about your Klarna plan, contact Klarna directly at klarna.com/us/customer-service or through the Klarna app.

LA Flooring's role is limited to informing customers that Klarna financing is available as a payment option and facilitating the connection between our customers and Klarna's platform. LA Flooring receives no commission, referral fee, or financial benefit from Klarna financing arrangements.

Financing is subject to Klarna's credit approval process. Not all applicants will be approved. Approval, credit limits, and repayment terms are determined solely by Klarna based on your creditworthiness and applicable law. LA Flooring makes no guarantee that you will be approved for financing or for any particular credit limit.

Klarna financing is governed by Klarna's Terms of Service and Privacy Policy. Interest rates and fees (where applicable) are disclosed during the Klarna application process. Please review all terms carefully before accepting any financing offer.

LA Flooring is not a licensed lender, broker, or financial advisor. Nothing on this page constitutes financial advice. Consumers are encouraged to review all financing terms carefully and consult a financial professional if needed.

About Klarna

Klarna is one of the world's leading buy now, pay later (BNPL) providers, serving over 150 million consumers and 500,000+ retailers globally. Founded in 2005 in Stockholm, Sweden, Klarna is a licensed bank in Europe and operates under strict financial regulations in the United States.

Klarna's US operations are subject to applicable state and federal consumer lending laws, including the Truth in Lending Act (TILA) and the Equal Credit Opportunity Act (ECOA). All financing disclosures, APR (where applicable), and repayment terms are provided directly by Klarna during the application process.

Klarna is not affiliated with LA Flooring and does not endorse or warrant any products or services offered by LA Flooring.

K

Klarna Bank AB (publ)
Licensed Financial Institution
150M+ Consumers Served

Apply at Klarna.com →
Common Questions

Financing FAQ

No. LA Flooring does not handle, process, or review financing applications. Your application goes directly to Klarna, and all credit decisions are made exclusively by Klarna. LA Flooring has no access to your financial information or credit application.
All financing payments are made directly to Klarna. LA Flooring is paid for its flooring products and installation services at the time of sale or upon project completion, independent of your Klarna repayment schedule. You manage your payment plan through the Klarna app or website.
Klarna typically offers: Pay in 4 (4 interest-free installments every 2 weeks), Pay in 30 Days (pay the full amount 30 days after purchase), and Financing (monthly installments for larger amounts, with interest). Available plans depend on your purchase amount, Klarna's credit assessment, and your state. Klarna will display all available options during checkout.
Klarna's Pay in 4 and Pay in 30 Days plans typically use a soft credit check that does not impact your credit score. Longer-term monthly financing plans may involve a hard credit inquiry, which could have a minor temporary impact on your credit score. Klarna will disclose the type of credit check before you complete your application.
Klarna sets its own minimum and maximum purchase thresholds, which may vary by plan and by state. Contact Klarna directly or review the available options at klarna.com/us for the most current information. LA Flooring does not set any minimum financing requirements.
All billing, payment, and account disputes must be directed to Klarna's customer service team at klarna.com/us/customer-service or through the Klarna app. LA Flooring is unable to assist with or intervene in Klarna billing or account matters, as these are exclusively between you and Klarna.
LA Flooring's standard refund and return policy applies to all purchases, including financed ones. Please review our Terms & Conditions for full details on returns and refunds. If a refund is approved by LA Flooring, the credit will be issued back to your Klarna account, and Klarna will handle any adjustments to your repayment plan accordingly.
Yes. Klarna Bank AB (publ) is a licensed bank founded in 2005, regulated by the Swedish Financial Supervisory Authority (Finansinspektionen) in Europe and operating under applicable US consumer financial regulations. Klarna uses bank-level encryption to secure your personal and financial data. With over 150 million customers worldwide, Klarna is one of the most established BNPL providers globally.

Ready to Get Started?

Visit our Wildwood showroom, get your free estimate, and explore flexible Klarna payment plans that fit your budget.

Get a Free Estimate Apply with Klarna →